Terms of Use & Privacy Policy

Effective: April 2026

Information, Not Recommendations

The valuation models, stock scores, AI summaries, historical signals, and any other analytical outputs generated by DAYO InvestValue are algorithmic calculations based on publicly available financial data. They do not represent buy, sell, or hold recommendations for any security. Past performance of a stock is not indicative of future results.

Do Your Own Research

Before making any investment or financial decision, you should conduct your own independent research and due diligence. You should also consult a licensed financial advisor, broker, or other qualified financial professional who is familiar with your personal financial situation, risk tolerance, and investment objectives.

Accuracy of Data

Financial data displayed on DAYO InvestValue is sourced from third-party providers (including Financial Modeling Prep and Yahoo Finance). While we strive to display accurate and up-to-date information, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, or suitability of any data, valuation, or analysis presented on this platform.

Risk Acknowledgement

Investing in financial markets involves significant risk, including the possible loss of principal. You acknowledge and accept that any reliance you place on information from DAYO InvestValue is strictly at your own risk. DAYO InvestValue and its operators shall not be liable for any loss or damage — including, without limitation, indirect or consequential loss or damage — arising from use of or reliance on any information or analysis provided on this platform.

Last updated: April 13, 2026

1. Acceptance of Terms

By accessing or using DAYO InvestValue (the "Platform"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Platform.

2. Eligibility

You must be at least 18 years old to use the Platform. By using DAYO InvestValue, you represent and warrant that you meet this requirement.

3. User Accounts

To access certain features, you must register for an account. You agree to:

• Provide accurate and complete registration information.
• Keep your password confidential and not share it with others.
• Notify us immediately of any unauthorized use of your account.
• Be responsible for all activity that occurs under your account.

4. Permitted Use

You may use the Platform solely for personal, non-commercial informational purposes. You agree not to:

• Use the Platform for any unlawful purpose or in violation of any applicable regulations.
• Scrape, crawl, or systematically extract data from the Platform without prior written consent.
• Attempt to gain unauthorized access to any part of the Platform or its underlying systems.
• Reproduce, distribute, or create derivative works from Platform content without permission.
• Use automated tools to generate excessive requests that may overload our infrastructure.

5. Premium Membership

Certain features of the Platform are available exclusively to Premium members. Premium access is granted on a subscription or one-time basis as described at the time of purchase. We reserve the right to modify, suspend, or discontinue Premium features at any time with reasonable notice. Premium status does not entitle you to any financial advice or personalized investment recommendations.

6. Intellectual Property

All content, trademarks, logos, algorithms, and software on the Platform are the property of DAYO InvestValue or its licensors. Nothing on the Platform grants you any right or license to use any intellectual property without express written permission.

7. Third-Party Data

The Platform uses data from third-party financial data providers. We do not guarantee the accuracy, completeness, or timeliness of such data. Third-party data is subject to the terms and conditions of the respective providers.

8. Limitation of Liability

To the fullest extent permitted by law, DAYO InvestValue and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of — or inability to use — the Platform or any content therein, even if we have been advised of the possibility of such damages.

9. Disclaimer of Warranties

The Platform is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. We will notify users of material changes by updating the date at the top of this page. Continued use of the Platform after such changes constitutes your acceptance of the updated terms.

11. Governing Law

These Terms are governed by and construed in accordance with applicable laws. Any disputes arising from these Terms shall be resolved through good-faith negotiation, or if necessary, through appropriate legal proceedings.

Last updated: April 13, 2026

DAYO InvestValue is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights with respect to your data.

1. Information We Collect

When you register or use the Platform, we may collect:

• Account information: First name, last name, email address, and password (stored as a hashed value — never in plain text).
• Profile data: Optional profile avatar uploaded by you.
• Usage data: Stock tickers you search for, watchlist items you save, and alerts you configure.
• Technical data: IP address, browser type, and session identifiers, used to maintain your login session and for security purposes.

2. How We Use Your Information

• To create and manage your account.
• To provide the Platform's features, including your watchlist, alerts, and personalized analysis.
• To send account-related emails (activation, password reset, alert digests) — we do not send unsolicited marketing emails.
• To improve the Platform and troubleshoot issues.
• To enforce our Terms of Use and prevent abuse.

3. Data Sharing

We do not sell, rent, or trade your personal information to third parties. We may share data with:

• Third-party financial data providers (Financial Modeling Prep, Yahoo Finance) — only in the form of ticker symbol queries to retrieve financial data. No personal information is shared.
• Email delivery services — used solely to send you transactional emails (activation links, password resets, alert digests).
• Legal authorities — if required by law or to protect the rights and safety of users.

4. Cookies & Sessions

We use a server-side session cookie to keep you signed in. This cookie is HttpOnly and SameSite=Lax to protect against cross-site attacks. We do not use tracking cookies, advertising cookies, or third-party analytics cookies.

5. Data Security

We take reasonable technical and organizational measures to protect your data. Passwords are never stored in plain text. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your account data for as long as your account is active. If you wish to delete your account and associated data, please contact us and we will process your request within a reasonable timeframe.

7. Your Rights

You have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your account and associated data.
• Withdraw consent to email communications at any time.

8. Children's Privacy

The Platform is not directed at children under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The updated date at the top of this page reflects the most recent revision. We encourage you to review this page periodically.

If you have any questions about these Terms of Use or our Privacy Policy, please reach out:

• Website: www.dayoinvest.com
• Email: dayonet.tech@gmail.com

We aim to respond to all inquiries within 5 business days.